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Eligibility
Health insurance is offered to those employees regularly scheduled to work at least 30-hours per week on either an academic or calendar year basis. Faculty members who teach 18 credit hours or more per year are considered full-time. New employees are eligible on the first of the month following their hire date.
Medical insurance benefit summary
This plan is administered by UMR - Choice Plus Network. Monthly premium cost for 2026 are as follows:
PPO Plan*
- Single coverage: $203.75 per month
- Employee +1: $540.75 per month
- Family: $710.75 per month
* Annual deductible is $2,000 for single and $4,000 for family coverage. Total out-of-pocket maximum is $4,000 for single or $8,000 for double or family.
High Deductible Health Plan (HSA Eligible)*
- Single coverage: $153.13
- Employee +1: $395.13
- Family: $520.13
* Annual deductible is $4,250 for single and $8,500 for family coverage. Total out-of-pocket maximum is equal to the deductible amount, $4,250 single or $8,500 double or family.
This per month cost is for full-time benefit eligible employees who are paid on a 12-month basis. Employees who are paid on a 10-month basis will have slightly higher per month costs with the annual contribution remaining the same regardless of pay schedule.
¡ú Find a provider (Select the "Choice Plus" network)
Member access
Covered employees can register for the member portal at umr.com. This portal provides information including benefit coverage overviews, claims information, provider networks, health cost estimators and much more. Please see the documents below for more information about the member portal and instructions on how to register: